Seller’s Revolving Account Agreement and Disclosure

This Agreement and Disclosure Statement (“Agreement”) governs the use of your Diamond City charge account. In this Agreement the terms “we,” “us,” or “our” mean Diamond City Jewelers. The terms “you” and “your” mean the person or persons, if more than one, who have signed this Agreement.

  1. Diamond City Jewelers DOES NOT ACCEPT RETURNS OR ISSUE REFUNDS FOR ANY REASON, however we do allow 1 exchange within 7 days of the purchase date which must be equal or greater than original purchase.
    To be eligible for a return, your item must be in the same condition that you received it, unworn or unused, with tags, and in its original packaging. You’ll also need the receipt or proof of purchase. We are not reliable for shipping packaging supplies needed.

    ANY HOLDER OF THIS CONSUMER CREDIT CONTRACT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OBTAINED PURSUANT HERETO OR WITH THE PROCEEDS HEREOF. RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER.

    Important Notice

    By agreeing to the terms and conditions, debtor agrees to the following terms and conditions.

    Re-Stock Fee

    If, at any time, there is a breach of contract or situation where early termination of a contact occurs, a restock will be required of 25% of the purchase.

     

    My agreement to these terms authorizes Diamond City Jewelers, or any of its affiliates to obtain and/or verify information at any given time regarding my present, previous, or future employment. Authorization is further granted to Diamond City Jewelers to use a photo static reproduction of this authorization, if necessary, to obtain information regarding the above mentioned information.

    Applicants understand that information verified included, but is not limited to, employment history, banking records, place of residence, personal references, skip tracing, and outstanding credit accounts.

    Metal Price Fluctuations

    Diamond City Jewelers reserves the right to cancel or change an order based on the volatility of the price of metal.

    Any reproduction of this credit report authorization and information release form made by reliable means, e.g., photocopy or facsimile, is considered original.

    By placing this order you agree that you will not hold Diamond City Jewelers (DCJ) responsible for any errors in text or price on this website. Prices are subject to change without notice due to the price of precious metals, diamonds, and gemstones changing on a regular basis. If you place an order and there are any issues, we will notify you for a resolution to your satisfaction. DCJ has the right to refuse your order for any reason including but not limited to unavailability of merchandise, pricing errors, pricing changes, down payment problems, shipping problems. Your application and order may also be refused if DCJ is unable to verify references, employment or any other aspect of your credit application. If any problems arise, DCJ will contact you by email or telephone. Information will be verified before merchandise is shipped. Additional down payment may be required based on the information provided in the credit application. There is no prepayment penalty.

    Diamond City Jewelers is offering to you, at the sole discretion of Diamond City Jewelers, a revolving credit account to purchase jewelry at Diamond City Jewelers. Other terms and conditions apply. To process the application you must complete all aspects of the credit application including but not limited to your name, street address, date of birth, and other identifying information, and we may ask for identifying documents from you as well. Some revolving credit limits may require a minimum of a 25% down payment with a monthly periodic rate of 1.75% on the outstanding balance. Your revolving credit limit, down payment, and interest rate will be determined by your annual income and review of your debt, time at your current place of employment, and other credit related information. If you do not purchase jewelry from Diamond City Jewelers, a credit limit will not be set for you. A Diamond City Jewelers credit limit will only be set once you purchase a piece of jewelry from us.

    By agreeing to these terms and conditions, I certify that the information provided, which was given by me to obtain credit, is complete and true to the best of my knowledge. I understand that you will retain this application whether or not it is approved. I agree to be bound by all the terms and conditions for my account. I authorize Diamond City Jewelers to verify or check any of the information I have given both orally and in writing, check and/or contact my credit references, verify employment, and obtain credit reports at any given time at Diamond City Jewelers’ discretion. If this is a joint account, I understand that I may be liable for all credit extended under the account to any coapplicant. To ensure quality service all calls are randomly monitored.

    Credit Card/Debit Card Payment Authorization

    I authorize Diamond City Jewelers to charge my card used according to my due dates. I understand that if my card should be declined, Diamond City Jewelers reserves the right to process this card at any time to ensure payments are made and my account kept current.

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